Ch1 - Free Money And Help For Your Business

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Free Help Finding Guardian Angels

Look no more. The Investment Division of the U.S. Small Business Administration licenses, regulates, and funds close to 300 Small Business Investment Companies (SBIC) nationwide, which supply equity investment to qualifying small businesses. 

A free Directory of Small Business Investment Companies is available which lists names, addresses, telephone numbers and investment policies of SBICs. Contact Investment Division, U.S. Small Business Administration, 409 Third St., SW, Washington, DC 20416; 202-205-6510; {www.sba.gov}.

Be Your Own Financial Manager

Just make sure you know what you are doing.

The Small Business Administration (SBA) has a series of publications dealing with financial management, designed to educate you on budgeting, money management issues, and record keeping. Some of the titles include:

* ABCs of Borrowing ($2) tells you what lenders look for and what to expect when borrowing money for your small business.

* Understanding Cash Flow ($2) shows how to plan for the movement of cash through the business and thus plan for future requirements.

* Financing for Small Business ($2) helps you learn how, when, and where to find capital for business needs and includes step-by-step instructions.

* Budgeting in a Small Service Firm ($2) shows how to set up and keep sound financial records, and to use journals, ledgers, and charts to increase profits.

* Pricing Your Products and Services Profitably ($2) discusses how to price your products profitably, plus various pricing techniques and when to use them.

To obtain a directory and order form, write SBA Resource Directory, MC 7110, 409 3rd St., SW, Washington, DC 20416; 202-205-6666; {www.sba.gov}.

MBA Without The Degree

Your business is up and running, so keep it headed in a good direction with a little help from the Small Business Administration (SBA). They have publications on management and planning that can help you look at the decisions you need to make. Some of the publications include the following:

p Checklist for Going Into Business ($2) highlights the important factors you should know in reaching a decision to start your own business.
p Problems in Managing a Family-Owned Business ($2) offers suggestions on how to overcome the difficulties in making a family-owned business successful.
p Planning and Goal Setting for Small Business ($2) helps you learn proven management techniques to help you plan for success.
p Developing a Strategic Plan ($2) helps you develop an action plan for your small business.
p Business Plan for Small Service Firms ($2) outlines the key points to be included in the business plan of a small service firm. 

To obtain a directory and order form, write SBA Resource Directory, MC 7110, 409 3rd St., SW, Washington, DC 20416; 202-205-6666; {www.sba.gov}.

More Than Running The Cash Register

Good employees are worth more than gold. Learn how to find and hire the right employees.

Employees: How To Find and Pay Them ($2) gives you some guidelines for your personnel search. 

Human Resource Management for Growing Businesses ($3) uncovers the characteristics of an effective personnel system and training program. Learn how these functions come together to build employee trust and productivity. 

To obtain a directory and order form, write SBA Resource Directory, MC 7110, 409 3rd St., SW, Washington, DC 20416; 202-205-6666; {www.sba.gov}.

A Business On The Web?

Scam artists selling fraudulent Internet-related business opportunities are trying to cash in on the Internet's potential. 

Don't let them fool you. Although the Internet has vast commercial possibilities, not every entrepreneur who buys into an Internet "opportunity" will automatically find a pot of gold at the end of the rainbow.

Two free publications from the Federal Trade Commission that deal with this topic include 'Net Based Business Opportunities and Online Scams. You will learn how to avoid scams, and become a more computer savvy consumer. 

For your copies, contact Correspondence Branch, Federal Trade Commission, Washington, DC 20580; 202-326-2222; {www.ftc.gov}.

Business Credit

As a business owner, or a person planning to start a business, you may need to borrow money to get started or to help your business develop or expand. If so, you should know about a law that protects you against illegal discrimination in business credit.

In the free publication, Getting Business Credit, you can learn about the Equal Credit Opportunity Act and how the law can protect you. For your copy, contact Correspondence Branch, Federal Trade Commission, Washington, DC 20580; 
202-326-2222; {www.ftc.gov}.

The Credit Process

Looking for money can be a stumbling block for businesses. The Credit Process: A Guide for Small Business Owners is a 26-page booklet written for small business owners seeking financing for the first time.

It covers sources and types of financing, preparation of a business plan and loan application, funding resources, and action to take if a loan is denied. It also contains an especially useful and comprehensive glossary of finance terms, agencies, and fair lending regulations.

For your free copy, contact The Federal Reserve Bank of New York, Public Information Department, 33 Liberty St., New York, NY 10045; 212-720-6134; {www.ny.frb.org}.

2,000 Productivity Specialists
Offer Free Analysis

Lorrie Browing got help to find the best way to move her homemade beef jerky business out of her kitchen and into a real facility. A Texas wood products company turned their $35,000 loss disposing of sawdust into a $15,000 profit by selling it as animal bedding for horse stable floors.

The U.S. Department of Commerce has established 70 not-for-profit centers that will analyze your program and help you determine the best way to solve your problem. The analysis is free but there is a charge for follow up work. They have been established to help small and medium size manufacturers increase their potential for success. They can help companies cope with a changing environment, decrease manufacturing costs or discover ways to use new technology.

To identify your local center, contact Manufacturing Extension Partnership, National Institute of Standards and Technology, Gaithersburg, MD 20899; 800-637-4634; {www.mep.nist.gov}.

U.S. Department of Commerce Centers

Alabama
Alabama Technology Network
One Perimeter Park South
Suite 486 North Tower
Birmingham, AL 35243
205-968-3455
Fax: 205-969-2228
www.atn.org

Alaska
Alaska Manufacturers Association
3380 C St., Suite 100
Anchorage, AK 99503
907-565-5655
Fax 907-565-5645
www.alaskamfg.com

Arizona
Arizona Manufacturing Extension Partnership
1435 North Hayden Rd.
Scottsdale, AZ 85257
480-874-9100
800-MEP-4MFG
Fax 480-874-8680
www.arizonamep.org 

Arkansas
Arkansas Manufacturing Extension Network
100 Main St., Suite 450
Little Rock, AR 72201
501-324-9006
Fax: 501-324-9012
www.mfgsolutions.org

. . . end of free chapter 1 (27 more sections in this chapter!)

Ch2 - Over 100 Government Grants For Your Business

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One of the biggest frustrations we hear is from people looking for FREE MONEY from the government for their business. By free money, they usually mean grants or other programs where they don't have to pay back the money they receive.

Many people will contact the Small Business Administration asking about free money programs and will be told that there is no such thing. Well, they are right and wrong. They are right, because the Small Business Administration does not offer grants. They specialize in loans and loan guarantees. But, they are wrong because there are dozens of other government organizations that do offer grants to businesses.

The real good stuff in life is never the most plentiful and always takes extra effort and sometimes ingenuity to uncover it.

The following is a list of a number of national and local government organizations which offer grants or other forms of money you don't have to pay back, like venture capital. It is in no way a complete list because programs always come and go in our fast changing society. But it certainly does offer you an idea of the opportunities that are out there waiting, and it dispels the myth that there are no government grants for business. Just ask Paul Newman when you see him. He received government grant money from the U.S. Department of Agriculture to help sell his salad dressing overseas.

$1 Billion To Work On Ideas

The Small Business Innovation Research (SBIR) Program is a highly competitive program that encourages small businesses to explore their technological potential and provides the incentive to profit from its commercialization.

Each year, ten federal departments and agencies are required to reserve a portion of their research and development funds to award to small businesses. SBIR funds the critical start-up and development stages and it encourages the commercialization of the technology, product, or service. There are three phases to the program: start-up, development, and marketplace.

To learn more about how to apply and about the various agencies involved, contact Office of Technology, U.S. Small Business Administration, 409 Third St., SW, Washington, DC 20416; 202-205-6450; {http://www.sba.gov/sbir/contacts.html}.

Technology Assistance

The Small Business Technology Transfer (STTR) Program is a highly competitive program that reserves a specific percentage of federal research and development funding for awarding to small business and nonprofit research institution partners.

Small business has long been where innovation and innovators thrive, and nonprofit research laboratories are instrumental in developing high-tech innovations. STTR combines the strengths of both entities by introducing entrepreneurial skills to hi-tech research efforts. There are specific requirements that must be met. 

To learn more about how to apply and the various agencies involved, contact Office of Technology, U.S. Small Business Administration, 409 Third St., SW, Washington, DC 20416; 202-205-6450; {www.sba.gov/SBIR/sbir.html}.

Invention Assistance

Do you have a plan to develop a company based on your energy-saving invention or innovation? Have you been searching for financial and technical support to bring your idea to market? The U.S. Department of Energy's Inventions and Innovation Program can help.

This program provides financial assistance for establishing technical performance and conducting early development of innovative ideas and inventions. Ideas that have a significant energy savings impact and future commercial market potential are chosen for financial support through a competitive solicitation process. In addition to financial assistance, this program offers technical guidance and commercialization support to successful applicants.

For more information, contact U.S. Department of Energy, Golden Field Office, Inventions and Innovation Program, 1617 Cole Blvd., 17-3, Golden, CO 80401; 303-275-4744; {http://www.oit.doe.gov/inventions/}.

Hurt By Imports?

The Economic Development Administration of the U.S. Department of Commerce funds the Trade Adjustment Assistance Program. If your company is affected by import competition, you may file a petition for certification of impact. If your firm is certified, you may then apply for technical assistance in diagnosing your problems, and assessing your opportunities. Once approved, your firm can apply for technical assistance to implement the recovery strategy. The average grant is for over $700,000.

For more information, contact Economic Development Administration, U.S. Department of Commerce, 14th and Constitution Ave., NW, Room 7804, Washington, DC 20230; 202-482-5081; {www.doc.gov/eda}.

$50,000,000 For Air Service

The Airline Deregulation Act gave airlines almost total freedom to determine which markets to serve domestically and what fares to charge for that service. The Essential Air Service Program was put into place to guarantee that small communities that were served by certificated air carriers before deregulation maintain a minimal level of scheduled air service. 

The Department of Transportation currently subsidizes commuter airlines to serve approximately 100 rural communities across the country that otherwise would not receive any scheduled air service. 

For more information, contact Office of Aviation Analysis, Office of the Assistant Secretary, U.S. Department of Transportation, 400 7th St., SW, Washington, DC 20590; (202) 366-5903; {http://ostpxweb.dot.gov/aviation}.

Sell Overseas

The Foreign Market Development Cooperator Program is designed to develop, maintain, and expand long-term export markets for U.S. agricultural products. The program has fostered a trade promotion partnership between the U.S. Department of Agriculture (USDA) and U.S. agricultural producers and processors who are represented by nonprofit commodity or trade associations called cooperators.

The USDA and the cooperators pool their technical and financial resources to conduct market development activities outside the United States. Trade organizations compete for funds on the basis of the following allocation criteria: past export performance, past demand expansion performance, future demand expansion goals, and contribution levels. Projects include market research, trade servicing and more.

For more information, contact the Foreign Agriculture Service, Marketing Operations Staff, Stop Code 1042, U.S. Department of Agriculture, Washington, DC 20250; 202-720-4327; {www.fas.usda.gov}.

Venture Capital

The Small Business Investment Company (SBIC) programs are privately organized and privately managed investment firms that are licensed by the Small Business Administration. With their own capital and with funds borrowed at favorable rates through the federal government, SBICs provide venture capital to small independent businesses, both new and already established.

A major incentive for the SBICs to invest in small businesses is the chance to share in the success of the small business if it grows and prospers. Small businesses qualifying for assistance from the SBIC program are able to receive equity capital, long-term loans, and expert management assistance.

For more information on SBICs or for a Directory of Small Business Investment Companies, contact Investment Division, U.S. Small Business Administration, 409 Third St., SW, Washington, DC 20416; 202-205-6510; {www.sba.gov/INV}.

Advanced Technology Money

Not-yet-possible technologies are the domain of the National Institute of Standards and Technology's Advanced Technology Program (ATP).

The ATP is a unique partnership between government and private industry to accelerate the development of high-risk technologies that promise significant commercial payoffs and widespread benefits for the economy. ATP projects focus on the technology needs of the U.S. industry. The ATP does not fund product development. It supports enabling technologies that are essential to the development of new products, processes, and services across diverse application areas. There are strict cost-sharing rules and peer-review competitions.

For more information on how to apply for funding, contact Advanced Technology Program, National Institute of Standards and Technology, 100 Bureau Drive, Stop 4701, Administration Building 101, Room A413, Gaithersburg, MD 20899-4701; 800-ATP-FUND (287-3863); {www.atp.nist.gov}.

. . . end of free chapter 2 (25 more sections in this chapter!)

So when do you want your free money?

Most of us dream about getting money to change our lives.  We dream of winning the lottery or inheriting a bundle.  We dream of having a rich uncle who could finance our businesses.  All I can say is, be careful what you ask for – you just might get it. 

Voila!  You’ve got a rich uncle – Uncle Sam, that is.

Uncle Sam has all the money you will ever need for running your business -- and what's great about it is that you’re entitled to it.  It’s all yours for the asking.

Naturally, I can’t guarantee you’re going to get your free money unless you read my book and apply my secret formula – so I’m going to make it as easy as possible for you to have it.

Simply get your hands on my book today at the special price of $47.  Within 15 minutes of purchasing the book, you will receive instant access to a password-protected site so you can read the book online.  Take as long as 30 days to decide how much all this valuable information is worth to you – both now and in the months and years to come.

Now, here’s my iron-clad guarantee:

If “Free Money for Entrepreneurs on the Internet” isn’t worth at least twenty times what you paid for it, return it within 30 days for a prompt and courteous refund. 

You've got nothing to lose and so much money to gain.

You’re Going to Like This Part Even More…

When you order “Free Money for Entrepreneurs on the Internet” you will receive this free bonus gift:

Matthew’s Exclusive E-Book (valued at $29) featuring 4 Invaluable Money-Making Reports:

In the coming year, you could be one of the millions of entrepreneurs who will get money from the government to start or grow a business.  Don’t wait a moment longer -- go ahead and unlock the government’s cash vaults and get the money that is rightfully yours today.

Best Regards,

Kevin Wilke and Matt Gill
Co-Founders, NitroMarketing.com

P.S.  Here’s proof that you can get the free money you need.  Recently, the U.S. government  gave away…

…$30,000 to hire a freelance priest.

…$20,000 to build an 800-foot limestone replica of the
Great Wall of China in Bedford, Indiana

…$219,592 to develop a curriculum to teach college
students to watch TV

…$45 million in Medicare payments to cover toe nail cutting

Tell me, if it can award eccentric grants like the above, why wouldn’t the government shell out money for something as reasonable as starting or growing your business?  Get your free money today.

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